Fast Loans for Proof via the Internet

We already know that it is impossible to take a bank loan as an ID card. But if we are not interested in too complicated formalities and we want to receive money quickly, it is worth going to loan companies. Indeed, in such places, there is no problem with obtaining a loan for evidence. Usually, you only need to have a device with an Internet connection.

Money over the Internet

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If we are really interested in taking a loan for evidence and via the Internet, we should expect verification of our personal data. First of all, we should register on the website. Then go to a very simple form , which will take a moment to complete. A non-banking institution that will want to check our data will expect us to confirm it in the form of a transfer. Most often it is a symbolic amount ranging from 1 groszy to 1 zloty. At the same time, the borrower gives his account to which the loan is to be transferred.

In fifteen minutes?

We often hear about payday ads in 15 minutes. Indeed, under favorable conditions, we can expect that the money will be sent literally in a few minutes after sending the verification transfer. However, it is worth knowing that our delay affects the later date of receiving a payday.

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For example, by sending an application on a Friday evening, we will probably only receive the money on Monday. It is also worth checking if we have a bank account that has been listed on the company’s list in express transfers. If we take care of all these factors for money, we will not have to wait too long.

Loans without checking your credit history

Another very big advantage of loans for proof and at the same time without any certificates is that most companies do not verify the customer’s credit history. Of course, the most popular institution to check the timely repayment of previous debts is the Credit Information Bureau. But, as a rule, it only ends with checking the data in BIG, KRD, or ERIF.

Even if the client’s story leaves much to be desired, the final decision depends on the loan company. There are even such moments that are especially directed to people who are in a difficult financial situation. The most advantageous offer are free loans that do not have any costs charged. They are directed to new customers.

Where for a quick loan online:

Loan company Borrowed amount Commission APRC Amount to be repaid
Netcredit

PLN 1,500

PLN 0

0%

PLN 1,500

Filarum

1000 PLN

PLN 0

0%

1000 PLN

Wong

1000 PLN

PLN 10

0%

PLN 1010

Viasms

1000 PLN

PLN 0

0%

1000 PLN

Vivus

PLN 1600

PLN 0

0%

PLN 1600

ExtraPorfel

PLN 1,400

PLN 0

0%

PLN 1,400

EkspresKasa

PLN 1,500

PLN 0

0%

PLN 1,500

SmartPożyczka

600 PLN

PLN 0

0%

600 PLN

ŁatwyKredyt

1000 PLN

PLN 0

0%

1000 PLN

 

Worth knowing!

darmowe chwilowkiOften, when reviewing loan offers, we can come across many concepts that we do not fully understand. We know more or less what they can mean, but we are not really sure what they mean in practice.
These concepts include:

Actual Annual Interest Rate (APRC) – this is colloquially called the actual interest rate taking into account all costs along with the basic interest rate offered. These costs include, among others, commission, margin, insurance, but also costs related to the debt collection process and prior monitoring of the client.

Renewing the loan – As of now, most companies allow you to extend the repayment of loans. Most often, we can talk about a period of 15 to even 60 days. But you need to know exactly which non-bank institutions give you permission to transfer the debt repayment date, as well as what costs will be associated with such maneuver.

Interest – that is simply interest rate. For some time there has been a rule that they can not exceed 4 times the Lombard rate of the National Bank of Poland. What in 2015 gives a maximum value of 12 percent.

Prompts – these are notifications informing about the repayment date. At the same time, it must be remembered that latecomers borrowers will have to cover the costs of reminders. Their prices are determined so far individually by non-bank companies.

Debt collection process – This is a later result of non-repayment of the loan on time. Debt collection costs are determined by a non-banking company, and at the same time are added to the borrower’s total debt.

Loans for evidence are dedicated to every adult person. Although in fact some companies reserve a minimum customer age of 21 – 30 years. In order to receive a payday, all you have to do is fill out a simple form, to which we are obliged to attach a certificate or statement about your earnings. The conditions for receiving the money are set individually by the company. According to the regulations, customers do not have to show a minimum creditworthiness.